Daily Cash Allowance in case of hospitalization arising out of Injury ( 500 / Day)
₹ 3,500
24 Hrs
Repartiation of Remains
₹ 50,000
Nil
Medical Evacuation
₹ 50,000
INR 500
Personal Accident
₹ 400,000
INR 500
Hospitalization Expenses for Injury
₹ 100,000
Nil
Total Loss of checked in Baggage
₹ 7,500
Nil
Delay of checked in Baggage
₹ 2,000
6 Hours
Trip Delay
₹ 5,000
6 Hours
Trip Cancellation and Interruption
₹ 5,000
INR 500
Missed Flight Connection
₹ 5,000
USD 500
Personal Liability
₹ 100,000
5% of actuals
Proposed rates are for a single trip policy.
The policy is valid only for Sales mega customers who travel from India to Overseas only.
The Insurance cover will be valid from the date of commencement of the trip till the date of return to the usual City of Residence or Place of origin or max. upto 30 Days as per plan from the date of commencement of the trip,whichever is earlier
The Insured should be an Indian Resident and between 1 to 70 yrs of age and should hold a valid bank account in India
PED is not covered in the policy under any situations.
Medical Expenses due to illness will not be covered
Outpatient expenses because of illness will not be covered
"Hospitalization" means a minimum 24 consecutive hours stay in a Hospital to avail of medical treatment for an Injury or Illness, undergone as per the advice of a Medical Practitioner.
EXCLUSIONS for Medical cover,Personal Accident
Losses arising out of incident(s) arising whilst the Insured is engaging in aviation / ballooning / while mounting into or dismounting from or traveling in any balloon or aircraft other than as a passenger (fare paying or other wise)
Losses arising out of incident(s) arising whilst the insured is engaging in adventurous or hazardous activities
Fog cover not included for Trip Cancellation and Interruption and Trip Delay
Losses arising out of common carrier contingencies will not be covered:-
a) Strike or other job action by employees of a Common Carrier forming part of the Trip covered under the Policy.
b)Equipment Failure of a Common Carrier forming part of the Trip covered under the Policy
Benefit 6,7,8,9,10 will only be applicable where mode of transportation will be flight only. Claim, if triggered, will only be applicable where travel medium is Flight only.
